Accident

When accidents happen, they are often followed by bills. Many of these charges are not covered by health insurance policies, including emergency room fees, ambulance and follow up care. Accident insurance can offset medical expenses that may arise from unforeseen accidents.

Hospital Indemnity

Hospital insurance provides a lump sum benefit to offset costs that may not be covered in your medical plan. These can include Outpatient surgery, diagnostic tests and doctor visits.

Limited Medical

Focus Health solutions offers medical plans with much lower and more restrictive benefits than major medical insurance, but with lower premiums.

These plans are not regulated by the ACA (Affordable Care Act) and are not expected to serve as a persons only medical coverage. The plan is to provide you and your covered defendants with basic coverage that is capped at specific amounts for specific services.

Vision Coverage

Vision insurance can make visiting an eye doctor more convenient and less costly. It also provides saving on exams, frames, lens and corrective surgery. Access to thousands of providers nationwide provides freedom of choice for your eye care.

Dental Coverage

For over 20 years TDA has specialized in the development, management, administration and marketing of nationwide dental plans and network leases through its affiliates and subsidiaries. TDA has successfully combined its resources as a wholly owned subsidiary of Companion Life, a national A.M. Best A+ rated company, to become one of the premier dental networks and carriers in the USA with offices nationwide. TDA is recognized for its expertise in the development, maintenance and expansion of its dentist networks.

Cancer Coverage

Cancer insurance helps you and your family cope better financially if a positive diagnosis of cancer occurs. You can choose benefits that pay over time or lump sum paid on initial diagnosis.

Critical Illness

Critical Illness insurance compliments major medical coverage by providing a lump sum benefit if you are diagnosed with a covered illness such as a Heart attack, stroke, bypass surgery or organ transplant.

Life

Life insurance enables you to financial security for your family members. It provides your family with everyday living expenses, your children's education or your spouses retirement. Take care of your family now and in the future.

Disability

Disability insurance replaces a portion of your income if you become disabled from a covered accident or sickness and are unable to work. It can help you pay your mortgage, car payments, food and utilities. It provides financial security until you are able to return to work.

Pet Insurance

A wide variety of plans are available for your dog or cat. Coverage can include, veterinarian bills, exams, lab tests, prescriptions, surgeries, hospitalization and vaccinations.

ValuePoint

Provided by Multiplan, you gain access to their complete network of providers and facilities. As more and more consumers face high insurance deductibles, reduced or even discontinued group insurance benefits, they will be forced to shop for cost-effective healthcare services. ValuePoint by MultiPlan gives consumers access to medical providers that offer discounts to reduce the balance they owe the provider directly.

Telemedicine

Over 70% of doctor visits do not require a face to face visit. Telemedicine increases access to healthcare, improves outcomes, reduces costs and is a more convenient approach to healthcare. Plans can be customized to include co-pays or a zero co-pay option.